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Our story
Built by someone who knows what it costs when the money doesn't arrive
RemitSL is not a fintech product. It is something more personal than that.
I grew up in Bo, Sierra Leone. Every morning I walked to school because my family believed education was the one door that could open everything else.
That walk was long. And some mornings it was hard. But my grandmother never let me forget why I was making it. She believed in what school could do, even when the school itself was crumbling, even when the books were shared between five students, even when the teacher did not always come.
When I moved to the United States in 2021, I started sending money home. And I quickly learned something nobody had warned me about. A significant part of what I was sending was disappearing before it ever reached my family. Hidden in exchange rates. Buried in fees I did not fully understand.
I was working hard in America, and my family was receiving less than they should. That felt wrong. It still does.
RemitSL exists because no Sierra Leonean should have to guess what their family receives. You should know — before you send a single dollar — exactly what arrives. That is not a complicated idea. It just did not exist for our community yet.
Raymond Bobson Steven
Founder · RemitSL · Bo, Sierra Leone
I am an MPA Candidate at BYU Marriott School of Business, where I research why education does not consistently lead to prosperity in emerging economies. I am also the Founder and CEO of Ray Foundation Inc., a 501(c)(3) that has built classrooms in rural Sierra Leone and increased school enrollment in communities that needed it most.
I attended RC Model Primary School and Christ the King College in Bo before earning a scholarship to study in the United States. I represented Ray Foundation at the 2026 UN ECOSOC Youth Forum in New York and have consulted for the World Bank on education in West Africa.
I built RemitSL the same way I approach everything — from the inside, with people I know, for a problem I have personally felt.
BYU MPA 2027Ray Foundation CEOWorld Bank ConsultantUN ECOSOC 2026Bo, Sierra Leone
Our mission
Every Leone that disappears in fees is a Leone that should have stayed with your family
RemitSL is an independent comparison platform. We do not move your money. We simply show you the truth — how much your family actually receives after every provider takes their cut — so you can decide before you send.
We cover providers from the United States, the United Kingdom, and Canada. We rank by what matters most: how much SLE arrives in Freetown, in Bo, in Kenema, in the hands of the people you love.
We earn affiliate commissions when you use our links. It never changes our rankings. The best provider is the best provider. That is the only way this works.
Why RemitSL is different
10+
Providers compared so you always see the full picture before you decide.
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Countries covered. US, UK, and Canada — where most of our community lives.
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Community. Built for Sierra Leoneans, by a Sierra Leonean who sends money home too.
Why you can trust us
- Rankings are based on one thing only — how much SLE your family actually receives after every fee. Not headline rates. Not marketing numbers. The real amount.
- We are completely independent. We may earn a commission when you click through. That commission never changes where a provider ranks. If Wave is cheaper, Wave ranks first.
- Rates shown are illustrative and updated regularly. Always verify the final rate on the provider's checkout page before confirming your transfer. We tell you this because we mean it.
- The founder sends money home to Sierra Leone personally. This is not a product built for profit first. It is a tool built for a community, by someone who belongs to it.
This is not just a tool. It is something I wish had existed the first time I tried to send money home and did not know who to trust.Compare rates now →
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